Short Sale Relocation Assistance Program: Your clients could receive $2,500 to $30,000 in relocation assistance  Your financially distressed clients want to avoid foreclosure. You want to help them. So do we! That’s why Bank of America is excited to announce that for a limited time, we are offering enhanced relocation assistance payments in which qualified homeowners who initiate a short sale without an offer could be eligible to receive $2,500 – $30,000* in relocation assistance and owe no more on their mortgage with the sale of their property.  Don’t miss this limited-time offer to get your distressed clients the help they need by initiating a preapproved price short sale today at agent.equator.com.   Determining your clients’ eligibility is easy: Once you initiate the short sale at agent.equator.com we’ll evaluate the homeowner for this offer quickly to determine if they qualify for the enhanced relocation assistance. The homeowner must participate in one of the preapproved price short sale programs, such as HAFA (Home Affordable Foreclosure Alternatives) or Bank of America’s proprietary program. Specific investor participation and eligibility criteria do apply to these programs.

Short Sales - Real Estate Sales - Attorney Negotiated Short Sales and Traditional Real Estate Transactions

Click on the button on the top right hand corner of the MLS map to go to full screen.

Carlsbad Real Estate for Sale

Showing properties 1 - 50 of 91. See more Carlsbad 800 to 1200000.
(all data current as of 5/19/2012)

1. $825,000 : 1218 Plum Tree Rd, Carlsbad
   
   5 beds, 3 full baths

   Home size: 3,082 sq ft

   Year built: 1998

   Days on market: 1
2. $825,000 : 2209 Vista La Nisa, Carlsbad
   
   4 beds, 4 full, 1 part baths

   Home size: 3,010 sq ft

   Year built: 1999

   Days on market: 1
3. $849,000 : 7081 Tatler Rd, Carlsbad
   
   3 beds, 2 full, 1 part baths

   Home size: 2,382 sq ft

   Year built: 1998

   Parking spots: 2

   Days on market: 1
4. $829,000 : 8066 Camino Montego, Carlsbad
   
   3 beds, 2 full, 1 part baths

   Home size: 2,922 sq ft

   Year built: 2003

   Days on market: 2
5. $870,000 : 6319 Di Vita Dr, Carlsbad
   
   4 beds, 4 full, 1 part baths

   Home size: 3,815 sq ft

   Year built: 2005

   Days on market: 2
6. $949,900 : 2459 Unicornio St, Carlsbad
   
   5 beds, 3 full baths

   Home size: 4,052 sq ft

   Lot size: 12,515 sqft

   Year built: 1979

   Parking spots: 8

   Days on market: 2
7. $895,000 : 7231 Spoonbill Ln, Carlsbad
   
   3 beds, 3 full, 1 part baths

   Home size: 3,395 sq ft

   Year built: 1992

   Days on market: 4
8. $805,000 : 3445 Camino Largo, Carlsbad
   
   4 beds, 3 full baths

   Home size: 3,125 sq ft

   Lot size: 8,847 sqft

   Year built: 1998

   Parking spots: 6

   Days on market: 5
9. $975,000 : 7080 Sitio Caliente, Carlsbad
   
   4 beds, 4 full, 1 part baths

   Home size: 3,563 sq ft

   Year built: 2011

   Parking spots: 5

   Days on market: 5
10. $820,000 : 3426 Corte Sonrisa, Carlsbad
    
    5 beds, 3 full baths

    Home size: 3,123 sq ft

    Year built: 1997

    Parking spots: 6

    Days on market: 7
11. $845,000 : 2856 Cacatua St, Carlsbad
    
    3 beds, 3 full baths

    Home size: 2,874 sq ft

    Lot size: 10,518 sqft

    Year built: 1985

    Parking spots: 6

    Days on market: 12
12. $1,050,000 : 6595 Halite Pl, Carlsbad
    
    3 beds, 3 full, 1 part baths

    Home size: 3,688 sq ft

    Year built: 2007

    Parking spots: 5

    Days on market: 14
13. $1,200,000 : 6591 Halite Pl, Carlsbad
    
    5 beds, 5 full, 1 part baths

    Home size: 4,203 sq ft

    Lot size: 11,913 sqft

    Year built: 2007

    Days on market: 14
14. $1,179,000 : 6245 Paseo Alta Rico, Carlsbad
    
    5 beds, 4 full, 1 part baths

    Home size: 4,390 sq ft

    Lot size: 9,633 sqft

    Year built: 2000

    Parking spots: 5

    Days on market: 17
15. $849,000 : 2234 Ivory Pl, Carlsbad
    
    4 beds, 4 full, 1 part baths

    Home size: 4,342 sq ft

    Year built: 2007

    Days on market: 18
16. $825,000 : 632 Saltgrass Ave, Carlsbad
    
    4 beds, 3 full baths

    Home size: 2,468 sq ft

    Year built: 2004

    Days on market: 23
17. $874,000 : 330 Chestnut Ave, Carlsbad
    
    2 beds, 2 full baths

    Home size: 1,043 sq ft

    Lot size: 11,347 sqft

    Year built: 1948

    Parking spots: 3

    Days on market: 23
18. $839,900 : 7279 Paseo Capuchina, Carlsbad
    
    5 beds, 4 full, 1 part baths

    Home size: 3,950 sq ft

    Lot size: 9,719 sqft

    Year built: 2004

    Days on market: 24
19. $1,199,000 : 7348 El Fuerte St, Carlsbad
    
    4 beds, 3 full baths

    Home size: 3,349 sq ft

    Lot size: 1.02 ac

    Year built: 1985

    Days on market: 24
20. $889,900 : 2930 Carrillo Way, Carlsbad
    
    6 beds, 4 full, 1 part baths

    Home size: 4,248 sq ft

    Lot size: 14,707 sqft

    Year built: 2001

    Parking spots: 6

    Days on market: 26
21. $1,100,000 : 2923 Camino Serbal, Carlsbad
    
    5 beds, 4 full, 1 part baths

    Home size: 3,904 sq ft

    Lot size: 10,966 sqft

    Year built: 2002

    Parking spots: 5

    Days on market: 26
22. $879,000 : 7055 Whitewater St, Carlsbad
    
    4 beds, 3 full baths

    Home size: 2,387 sq ft

    Year built: 2001

    Days on market: 29
23. $889,000 : 8021 Paseo Avellano, Carlsbad
    
    5 beds, 3 full baths

    Home size: 3,211 sq ft

    Year built: 2002

    Parking spots: 4

    Days on market: 29
24. $989,000 : 2161 Twain Ave, Carlsbad
    
    4 beds, 3 full, 1 part baths

    Home size: 3,737 sq ft

    Year built: 2004

    Days on market: 29
25. $846,000 : 3919 Monroe St, Carlsbad
    
    4 beds, 3 full, 1 part baths

    Home size: 3,004 sq ft

    Year built: 2001

    Parking spots: 7

    Days on market: 32
26. $995,000 : 7614 Circulo Sequoia Cir N, Carlsbad
    
    5 beds, 4 full, 1 part baths

    Home size: 4,398 sq ft

    Year built: 2006

    Parking spots: 6

    Days on market: 32
27. $849,000 : 2606 ARGONAUTA St, Carlsbad
    
    3 beds, 2 full, 1 part baths

    Home size: 2,331 sq ft

    Lot size: 23,958 sqft

    Year built: 1980

    Parking spots: 7

    Days on market: 33
28. $889,800 : 3234 SITIO AVELLANA, Carlsbad
    
    4 beds, 3 full baths

    Home size: 4,053 sq ft

    Year built: 2010

    Parking spots: 4

    Days on market: 33
29. $1,198,000 : 7389 Elegans Pl, Carlsbad
    
    3 beds, 4 full baths

    Home size: 3,507 sq ft

    Year built: 1997

    Days on market: 35
30. $804,490 : 7141 SITIO CORAZON LOT 7, Carlsbad
    
    4 beds, 4 full, 1 part baths

    Home size: 3,563 sq ft

    Year built: 2012

    Days on market: 38
31. $809,990 : 7149 SITIO CORAZON LOT 9, Carlsbad
    
    4 beds, 4 full, 1 part baths

    Home size: 3,563 sq ft

    Year built: 2012

    Days on market: 38
32. $814,490 : 7145 SITIO CORAZON LOT 8, Carlsbad
    
    5 beds, 4 full, 1 part baths

    Home size: 3,899 sq ft

    Year built: 2012

    Days on market: 38
33. $845,415 : 7063 SITIO CALIENTE LOT 58, Carlsbad
    
    4 beds, 4 full, 1 part baths

    Home size: 3,563 sq ft

    Year built: 2012

    Days on market: 38
34. $851,990 : 7067 SITIO CALIENTE LOT 59, Carlsbad
    
    5 beds, 4 full, 1 part baths

    Home size: 3,684 sq ft

    Year built: 2012

    Days on market: 38
35. $869,000 : 6237 Paseo Privado, Carlsbad
    
    3 beds, 4 full, 1 part baths

    Home size: 3,363 sq ft

    Year built: 2001

    Days on market: 40
36. $1,175,000 : 6616 Halite Pl, Carlsbad
    
    5 beds, 5 full, 1 part baths

    Home size: 4,601 sq ft

    Lot size: 22,651 sqft

    Year built: 2007

    Days on market: 43
37. $899,000 : 7074 Rose Dr, Carlsbad
    
    4 beds, 4 full, 1 part baths

    Home size: 3,199 sq ft

    Year built: 2006

    Parking spots: 5

    Days on market: 49
38. $910,000 : MLS # 120016863 in Carlsbad
    
    4 beds, 4 full, 1 part baths

    Home size: 3,815 sq ft

    Year built: 2005

    Days on market: 49
39. $845,000 : 6590 Halite Pl, Carlsbad
    
    4 beds, 4 full, 1 part baths

    Home size: 3,970 sq ft

    Lot size: 11,913 sqft

    Year built: 2012

    Days on market: 50
40. $915,000 : 7080 Cordgrass Ct, Carlsbad
    
    4 beds, 4 full, 1 part baths

    Home size: 2,964 sq ft

    Year built: 2006

    Days on market: 50
41. $950,000 : 4265 Hillside Dr, Carlsbad
    
    3 beds, 2 full, 1 part baths

    Home size: 3,315 sq ft

    Lot size: 20,294 sqft

    Year built: 1965

    Parking spots: 6

    Days on market: 50
42. $1,010,000 : 6687 Halite Pl, Carlsbad
    
    4 beds, 4 full, 1 part baths

    Home size: 4,160 sq ft

    Year built: 2012

    Parking spots: 6

    Days on market: 50
43. $1,199,000 : 7356 Melodia Ter, Carlsbad
    
    5 beds, 4 full baths

    Home size: 3,649 sq ft

    Lot size: 9,993 sqft

    Year built: 1998

    Days on market: 51
44. $965,000 : 7863 Sitio Abeto, Carlsbad
    
    4 beds, 3 full baths

    Home size: 3,193 sq ft

    Year built: 2002

    Days on market: 54
45. $829,900 : MLS # 120016496 in Carlsbad
    
    5 beds, 5 full, 1 part baths

    Home size: 3,849 sq ft

    Lot size: 23,086 sqft

    Year built: 2001

    Parking spots: 9

    Days on market: 57
46. $899,000 : MLS # 120015617 in Carlsbad
    
    4 beds, 3 full baths

    Home size: 2,508 sq ft

    Lot size: 8,560 sqft

    Year built: 2000

    Parking spots: 6

    Days on market: 57
47. $850,000 : 7408 Capstan Dr, Carlsbad
    
    5 beds, 3 full, 1 part baths

    Home size: 3,477 sq ft

    Year built: 1999

    Days on market: 59
48. $899,000 : 7341 Calle Conifera, Carlsbad
    
    5 beds, 4 full, 1 part baths

    Home size: 3,950 sq ft

    Year built: 2005

    Parking spots: 5

    Days on market: 61
49. $1,099,999 : 986 Merganser Ln, Carlsbad
    
    5 beds, 5 full, 1 part baths

    Home size: 4,288 sq ft

    Year built: 1999

    Parking spots: 6

    Days on market: 63
50. $975,000 : 7040 Heron Cir, Carlsbad
    
    4 beds, 3 full, 1 part baths

    Home size: 3,708 sq ft

    Lot size: 8,853 sqft

    Year built: 2006

    Parking spots: 5

    Days on market: 65

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Welcome to Carlsbad!

Nearly seven miles of beautiful Carlsbad beaches and the charm of a European village coupled with world class golf, spas and shopping — Carlsbad is home to TaylorMade-addidas, Callway, Titleist and many action sport companies for a reason.   Its a great place live whether you are retring or just starting a family.  Great schools, great activities, great neighborhoods and a great location.  .
Demographics

The 2010 United States Census^[11] reported that Carlsbad had a population of 105,328. The population density was 2,693.1 people per square mile (1,039.8/km²). The racial makeup of Carlsbad was 87,205 (82.8%) White, 1,379 (1.3%) African American, 514 (0.5%) Native American, 7,460 (7.1%)Asian, 198 (0.2%) Pacific Islander, 4,189 (4.0%) from other races, and 4,383 (4.2%) from two or more races. Hispanic or Latino of any race were 13,988 persons (13.3%).

The Census reported that 104,413 people (99.1% of the population) lived in households, 459 (0.4%) lived in non-institutionalized group quarters, and 456 (0.4%) were institutionalized.

There were 41,345 households, out of which 14,079 (34.1%) had children under the age of 18 living in them, 22,657 (54.8%) were opposite-sex married couples living together, 3,792 (9.2%) had a female householder with no husband present, 1,519 (3.7%) had a male householder with no wife present. There were 2,038 (4.9%) unmarried opposite-sex partnerships, and 295 (0.7%) same-sex married couples or partnerships. 9,890 households (23.9%) were made up of individuals and 3,800 (9.2%) had someone living alone who was 65 years of age or older. The average household size was 2.53. There were 27,968 families(67.6% of all households); the average family size was 3.03.

The population was spread out with 25,366 people (24.1%) under the age of 18, 6,718 people (6.4%) aged 18 to 24, 28,073 people (26.7%) aged 25 to 44, 30,373 people (28.8%) aged 45 to 64, and 14,798 people (14.0%) who were 65 years of age or older. The median age was 40.4 years. For every 100 females there were 95.6 males. For every 100 females age 18 and over, there were 92.5 males.

There were 44,673 housing units at an average density of 1,142.2 per square mile (441.0/km²), of which 26,808 (64.8%) were owner-occupied, and 14,537 (35.2%) were occupied by renters. The homeowner vacancy rate was 1.4%; the rental vacancy rate was 4.6%. 69,855 people (66.3% of the population) lived in owner-occupied housing units and 34,558

Carlsbad Zip Codes

92008 Real Estate

92009 Real Estate

92010 Real Estate

92011 Real Estate

Popular Carlsbad Neighborhoods

Bressi Ranch

La Costa Oaks

La Costa Valley

Bay Collection

Beach Area

Short Sales - Real Estate Sales - Attorney Negotiated Short Sales and Traditional Real Estate Transactions

1. Its seems most of the properties in coastal southern california get put back on the market quickly.  

2. There is low inventory right now and low interests rates… causing prices to go up. 

    (They go up every spring and then seem to go down a bit in the fall – since the beginning of the cycle. 

3. The only question I can’t answer is whether its true that banks have been slow to foreclose.  If that is true, then there a potential for a lot of inventory to come on the market after a foreclosure.  

4. I can tell many short sales are getting multiple offers in this market.  

The monster lurking in the shadow inventory – 12 million Americans underwater with nearly 6 million delinquent or in foreclosure with their mortgages. The hidden benefit of not paying your mortgage. » Dr. Housing Bubble Blog

Shadow inventory coming online in 2012 is going to have the biggest impact on the housing market.  With a weak jobs report that shows a labor force that declined by 164,000 you realize that demographic trends are now in full play here.  With banks now moving on delinquent properties the supply will be moving higher while traditional inventory remains low.  This is happening.  We noted that in Southern California, over 50 percent of all MLS inventory is now composed of short sales showing that banks are now willing to sell homes for less than the original mortgage balance.  One of the more interesting trends is the aggressive pricing we are seeing on some of these listings.  Of those in actual foreclosures, nearly half have made no mortgage payment in two years.  Now that banks are moving on these properties that hidden stimulus will be pulled away.  Think about not paying rent or a mortgage for two full years.  Let us take a look at the current state of the shadow inventory.

Short Sales - Real Estate Sales - Attorney Negotiated Short Sales and Traditional Real Estate Transactions

This is a cut and paste of the listing on their website.  

Short Sale Professional Locator | Bank of America

John McConnin John McConnin, Attorney At Law 2888 Loker Ave. East, Suite 316 Carlsbad, CA 92010. John McConnin, Attorney At Law (2.4 miles) 760.623.8555 Office 760.623.8555 Mobile shortsaleattorney@mcconninlaw.com

Short Sales - Real Estate Sales - Attorney Negotiated Short Sales and Traditional Real Estate Transactions

Servicing Guide Announcement SVC-2012-07 April 25, 2012 Changes to Servicer Response Times and the Preforeclosure Sale Process With this Announcement, Fannie Mae is introducing policies to expedite the preforeclosure sale process. Servicers must follow the policies outlined herein for all conventional mortgage loans held in Fannie Mae’s portfolio, those purchased for Fannie Mae’s portfolio but subsequently securitized into Fannie Mae MBS pools, and those originally delivered as part of an MBS pool. Servicers are encouraged to follow these requirements with respect to mortgage loans sold to Fannie Mae that are guaranteed or insured by a government agency (i.e., FHA, HUD, VA, and RD) or which are sold to Fannie Mae under a recourse arrangement, provided that any action that the servicer takes does not prevent Fannie Mae from recovering the full amount due under the guaranty or the full claim under the insurance contract or recourse arrangement, as applicable. Through these policies Fannie Mae is:  establishing maximum required response times for preforeclosure sale offers submitted for consideration,  requiring servicers to provide borrowers with status updates during the evaluation process, and  allowing servicers to respond to unsolicited preforeclosure sale offers without first requiring an evaluation for a HAMP modification. To assist servicers with incorporating these new response timelines into their processes and expediting the processing of preforeclosure sales, the document, Servicer Response Timelines on Preforeclosure Sales, has been posted to eFannieMae.com. Effective Date Servicers are encouraged to implement these new policies immediately. Unless otherwise indicated, all policy changes specified in this Announcement pertain to Fannie Mae’s HAFA program and the non-HAFA program for preforeclosure sales and are effective with complete Borrower Response Packages or preforeclosure sale offers received on or after June 25, 2012. Evaluation Notice Deadline Servicing Guide, Part VII, Section 205.08: Evaluation Notices When the servicer receives a Borrower Response Package and is evaluating a request for a Fannie Mae HAFA preforeclosure sale, it must now adhere to the following response timelines. If the servicer is unable to fully evaluate the borrower for a Fannie Mae HAFA preforeclosure sale within 30 calendar days of receipt of a complete Borrower Response Package, including preparation of the HAFA Short Sale Agreement (SSA or Form 184) and HAFA Request for Approval of Short Sale without Short Sale Agreement (RSSA or Form 185), the servicer must notify the borrower that the request is under review. Each week thereafter, the servicer must provide the borrower a status update indicating the reason(s) why the Evaluation Notice is pending. Status updates may be communicated verbally or in writing and must be documented in the servicing file. The servicer must send the Evaluation Notice, including Form 184 and Form 185 when appropriate, no later than 60 days after receipt of the complete Borrower Response Package.

Short Sales - Real Estate Sales - Attorney Negotiated Short Sales and Traditional Real Estate Transactions

Subject: Cahfa loans-recourse or no (Sent via Activerain) (identifiying info protected here)  and I have a client who short sale. Acquisition debt with California Housing finance ageny. one big loan 3 smalls. They all came marked as buyer personally responsible. Acquisition debt is not supposed to be and I get 1099′s incorrectly prepared all the time by the banks but I wouldn’t expect that from Cahfa. Are they recourse, I am coming up empty on this question.

Answer

You present a  complicated question, which may turn on few things including when was the short sale completed.

 One thing I do not know is,  are state agencies capable of making certain categories of loans exempt from Anti Deficiency laws.

The state agencies did not give an answer when I contacted them.  

Since, I can not give the all clear to clients with CAL HAFA loans I advise them to negotiate for writtten releases from deficiency.  

Consequenlty, I suggest they be prepared to dispute the debt at the right moment in the short sale or loan workout negotiation.     

Short Sales - Real Estate Sales - Attorney Negotiated Short Sales and Traditional Real Estate Transactions

4 years ago we negotiated approximately 20 Deeds in Lieu of Foreclosure, but since then it has become more difficult to get the lenders to accept them.
Why? Because lenders prefer a short sale to a deed in lieu for the same reasons they prefer a short sale to a foreclosure.

You can still negotiate a deed in lieu, but in our experience you should document an exigent circumstance.
Without an exigent circumstance you should be prepared for the lender to suggest you put that house on the market.

If you would like to find out more send us an email at johnmcconnin@mcconninlaw.com

Short Sales - Real Estate Sales - Attorney Negotiated Short Sales and Traditional Real Estate Transactions

An Upside Down analysis puts the strategy in your Strategic Default, Deed in Lieu, Loan Modification, Short Payoff or Short Sale. Attorney John McConnin founded the very first website on the net, UpsideDownRealEstate.com, discussing short sale, loan modification, deed in lieu and foreclosure options.

1. Minimize or eliminate your exposure for the remaining loan balance(s);

2. Minimize or eliminate exposure to tax liability to California and the IRS; and
3. Minimize and then help you repair your credit damage.  

Through Our Upside Down Analysis, an owner can: >br>

Short Sales - Real Estate Sales - Attorney Negotiated Short Sales and Traditional Real Estate Transactions

Our Free Loan Modification Software.

- Harp 2.0 Refinance (our paralegal is a loan broker and can go over all your loan options)
- Keeping Home Affordable Programs – (We deal with these almost everyday)
- Loan Modification

If you would like to learn about your options for Free fill out the loan modfication form below.
Or request your Upside Down Analysis.

Short Sales - Real Estate Sales - Attorney Negotiated Short Sales and Traditional Real Estate Transactions

Every financial disclosure to your lenders Collection Department should be planned.  Your Advisor should have to the experience to show you how to tailor you package for each major bank and even some of the smaller ones.

With one bank  and one client we might suggest and immediate short sale listing.  For another we might suggest we wait a few months while a client moves some assets around.

A well framed short sale package may not only protect your assets, it may increase your chances of success.  In our opinion it is usually wise to approach short sale packages like depositions.  We typically advise our clients to tell the truth but divulge nothing more than is asked.  If the our seller does not wish to respond to the question, we either discard the  lenders short sale package in favor of our customized thin package or we may submit a carefully crafted legal objection.

Short Sale Concerns for Those With Assets

1. Short Sales Fail for Many Reasons.
2. 75% of Realtor negotiated short sales fail.
3. Lenders require you turn over your income and asset picture.
4. An Attorney can sometimes negotiate a short sale without disclosing nearly as much info to the lender as a typical Realtor short sale.
5. Our customized thin” short sale package is frequently accepted by some lenders.
6. However the best strategy involves anticipating the lenders required disclosures and “pre-positioning” assets and income.
7. Finally, by anticipating which anti deficiency laws apply you can gain leverage over the lenders during negotiations.

If you are not yet listed with a Realtor and you are interested in making sure your short sale or strategic Default is strategic, fill out this package. (begin by selecting short sale form the pull down menu)

Since you have taken the time to proceed carefully we will take the time to go your options with you.

In the first box, select short sales  - 

Short Sales - Real Estate Sales - Attorney Negotiated Short Sales and Traditional Real Estate Transactions